Business Briefs: BoG's customer relief program; MK Lotus opens

Bank of Guam launches post-storm

relief program

To help ease the financial burden of recovery, Bank of Guam is offering a three-month payment forbearance program for eligible consumer loan customers.

An automatic payment forbearance has been applied to all existing consumer loans for customers in Rota, regardless of account status.

No action is required for eligible Rota consumer loan customers. Customers who wish to continue making their scheduled loan payments may do so.

Customers in Rota with automobile, commercial, or mortgage loans may request payment forbearance based on their individual circumstances.

Customers in Guam, Saipan and Tinian may also request payment forbearance for consumer, automobile, commercial, and mortgage loans. All requests will be reviewed based on each borrower's individual circumstances.

Customers with scheduled automatic deductions or recurring loan payments should make the necessary arrangements to pause those payments during the forbearance period.

Scheduled loan payments

· Customers enrolled in automatic loan payments directly through Bank of Guam will have their payment schedules adjusted automatically.

· Customers using Online Banking Bill Pay will need to update their recurring payment schedule within Online Banking to reflect the forbearance period.

· Customers making loan payments through payroll deduction will need to coordinate with their employer or payroll provider to temporarily suspend or skip payments during the forbearance period.

Forbearance requests

· Consumer Loans (Guam, Saipan, and Tinian): consumerbanking@bankofguam.com

· Mortgage Loans (all affected islands): mortgagebanking@bankofguam.com

· Commercial Loans (all affected islands): commercialbanking@bankofguam.com

· Auto Loans (all affected islands): automobilebanking@bankofguam.com

Forbearance requests will be accepted from July 8, 2026, through September 4, 2026.

From Ada's to Ayuda

Ada’s Trust & Investment Inc. contributes $10,000 to the Ayuda Foundation's efforts toward Typhoon Sinlaku relief efforts for Chuuk and the CNMI. Chuuk and the CNMI suffered major damage during the Supertyphoon Sinlaku, which hit the region in mid-April.

Ayuda Foundation chair Carlotta Leon Guerrero received the donation from P. Sonny Ada, president of Ada's Trust.

MK Lotus Aesthetics offers medical weight loss service

Access to medically guided weight loss, aesthetic treatments and advanced skin wellness continues to expand in Guam with the opening of MK Lotus Aesthetics, founded by Kristine Pasco.

Located in Barrigada, the new medical aesthetics practice offers GLP-1 weight management, neurotoxin injections including Botox® and Xeomin® and advanced skin treatments designed to support long-term wellness, healthy aging and natural-looking results.

Blending evidence-based medicine with personalized wellness, MK Lotus Aesthetics aims to expand access to medically guided aesthetic and wellness services for Guam residents and military families seeking trusted care close to home.

“MK Lotus Aesthetics was created to help people feel more confident, healthier, and empowered in their everyday lives,” said Pasco. "Whether someone is looking to manage their weight, improve their skin health, or explore subtle aesthetic treatments, every treatment plan is personalized to meet their individual needs while supporting long-term health and confidence.”