A skimming device was found on a Bank of Guam ATM at Micronesia Mall in Dededo on Tuesday night, according to the bank.
The device was immediately removed and law enforcement was notified.
A skimming device steals credit card information in an otherwise legitimate credit or debit card transaction. When a credit or debit card is swiped through a skimmer, the device captures and stores all the details stored in the card's magnetic stripe. The stripe contains the credit card number and expiration date and the credit card holder's full name. Thieves use the stolen data to make fraudulent charges either online or with a counterfeit credit card.
The Bank of Guam has inspected all other ATMs and are confident that no other ATMs have been affected by skimming devices.
“We are committed to providing the safest and most secure banking for our customers. Unfortunately, this activity is part of a growing national trend that is happening more frequently and affecting all financial institutions nationwide,” said Joaquin Cook, Interim president/CEO of Bank of Guam.
“The bank’s security protocols, together with the awareness and prompt notification by one of our customers led to the quick discovery of this device. I encourage everyone to do the same and report anything that looks different or out of place when using an ATM.” Bank of Guam said it is working closely with law enforcement in their investigation. Anyone with information about this case is asked to contact the Guam Police Department or the Federal Bureau of Investigation.